If you own and drive your own vehicle, it is important to have Washington auto insurance. Not only is it good to be covered in the case of an accident, but it is against the law to drive uninsured. Even if an accident is catastrophic, proper insurance can cover you against the biggest charges.
If you ever get in an accident, it is important to take care of the most important things first. If you think you may be hurt you should stay put and wait for help. If you aren’t hurt check to see if everyone in both your car and the other are okay.
Call 911 so you can get the proper help and authority at the scene immediately. This will allow both the medics and the police to get on the scene. If you don’t have a phone, ask for someone else to call.
When the police arrive on the scene, let them redirect traffic. If there is no immediate danger due to an injury just let them do their job. They have dealt with many accidents and know how to deal with each situation.
Make sure that the people on the road know that you are stopped. Putting on your hazard lights is the best way to get their attention. If you get out of your car, make sure that you are away from the flow of traffic.
The police are the authority on who is at-fault. It doesn’t do any good to get in to an argument with the other driver, it is the policeman that makes the decision on whose fault it was. Make sure you exchange insurance information with the driver.
It is important to not admit or confess blame when you first get in to the accident. You may think it is your fault, when it really was no one’s fault, or the fault of the other driver. By accepting blame prematurely you could be charged with the entire fault of the accident.